Tampa Bay's Health and Medicare Advantage Insurance Specialists
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Fortunately, there are many things you can do to reduce the cost of funeral services to a more reasonable level. 

Funeral Costs: How much does an average funeral cost?

Many times you’ll people say that the average funeral costs around $6,000.  However, that estimate is based on a price survey taken several years ago.  Funeral prices, like everything else, have increased with inflation.

Today, the average North American traditional funeral costs between $7,000 and $10,000.  This price range includes the services at the funeral home, burial in a cemetery, and the installation of a headstone.  While cremation is gaining in popularity, the traditional funeral is still the most popular manner for disposing of the deceased.

Although funeral prices vary considerably between funeral homes and geographic areas of the country, here is a reasonable “ballpark” estimate of the main costs that are involved:

  • fee for the funeral director’s services: $1,500
  • cost for a casket: $2,300
  • embalming: $500
  • cost for using the funeral home for the actual funeral service: $500
  • cost of a grave site: $1,000
  • cost to dig the grave: $600
  • cost of a grave liner or outer burial container: $1,000
  • cost of a headstone: $1,500

In this example, total costs would approximate $9,000….and that’s just for the “main” items.  There could be additional charges for things like placing the obituary in the newspaper and buying flowers.

Source: U.S. National Center for Health Statists-Vital Statistics of the United States; National Vital Statistics Reports; U.S. Census Bureau.

2009 Funeral Costs

Cost of regular adult funeral including following basic items. Does not include cemetery, monument/marker costs or miscellaneous cash advance charges such as for flowers or obituaries.

Item Price*
Non-declinable basic services fee $1,817
Removal/transfer of remains to funeral home $250
Embalming $628
Other preparation of the body $200
Use of facilities/staff for viewing $395
Use of facilities/staff for funeral ceremony $450
Use of a hearse $275
Use of a service car/van $125
Basic memorial printed package $125
Subtotal without Casket: $4,265
Metal Casket $2,295
AVERAGE COST OF A FUNERAL $6,560
Vault $1,195
Total Cost of a Funeral with Vault
$7,755


Cost of an Adult Funeral: 1960 - Present

Year Cost of an Adult Funeral
1960 $708
1965 $790
1971 $983
1975 $1285
1980 $1809
1985 $2737
1991 $3742
1995 $4626
2000 $5180
2006 $6195
2009 $6,560

 

Source: NFDA General Price List Survey. (Note: This survey is not conducted annually)



Cremation Facts

  • 2011 U.S. Cremation Rate: 42.0%
    • 2010: 40.6%
    • 2009: 38.15%
    • 2008: 36.22%
    • 2007: 34.60%
    • 2006: 33.87%
    • 2005:32.13%
    • 2000: 26.17%
    • 1995: 21.11%
    • 1990: 17.13
    • 1985: 13.86
    • 1980: 9.72%
    • 1975: 6.55%
    • 1970: 4.59%
    • 1965: 3.87%
    • 1960: 3.56%
  • 2011 Top 10 U.S. States by Percentage of Deaths Cremated
    1. Nevada: 73.9%
    2. Rhode Island: 73.4%
    3. Washington: 72.1%
    4. Oregon: 70.6%
    5. Hawaii: 68.9%
    6. Montana: 67.1%
    7. Maine: 65.5%
    8. New Hampshire: 65.1%
    9. Colorado: 64.7%
    10. Arizona: 62.7%
  • 2011 Bottom 10 U.S. States by Percentage of Deaths Cremated 
    1. Mississippi: 15.7%
    2. Alabama: 18.6%
    3. Kentucky: 22.0%
    4. Louisiana: 22.5%
    5. West Virginia: 25.2%
    6. Indiana: 27.1%
    7. Arkansas: 28.9%
    8. Utah: 29.5%
    9. South Dakota: 30.2%
    10. Tennessee: 30.7%
  • Projected 2016 U.S. Cremation Rate: 49.0%

Source: Cremation Association of North America



Death Rate

U.S. death rates (annual deaths per 1,000 population)

Year Annual Deaths per
1,000 population
 
2000 8.5 Final Data
2001 8.5
2002 8.5
2003 8.4
2004 8.2
2005 8.3
2006 8.0
2007 8.0

Provisional
Data

2008 8.1
2009 7.9
2010 7.9
2011 8.0
2012-2016 8.3 Projected
Data
2017-2020 8.4
2025 8.6
2030 8.9
2035 9.3
2040 9.6
2045-2050 9.7


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